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Wealth Management

Wealth management is the integration of financial strategies and advisory services to assist affluent clients, their families and their businesses with the accumulation, preservation and transfer of wealth throughout the various stages of life. Today’s complex and ever-changing financial world makes the need for comprehensive, professional advice even more compelling. To help you reach your goals, we provide the foundation and a personal financial plan.

We will assist you in reviewing your existing portfolio, establishing your core objectives and providing advice on the following topics:

  • Investment solutions
  • Portfolio evaluation
  • Risk tolerance
  • Asset allocation
  • Investment strategies
  • Cash flow analysis
  • Insurance planning
  • Income tax planning
  • Education funding
  • Estate planning

The development of a financial plan includes a complete analysis of your existing portfolio and financial circumstances. Establishing your core goals, identifying your risk tolerance, developing an appropriate asset allocation and building a customized portfolio that addresses your personal objectives results in a plan that will focus on your long-term goals rather than short-term market fluctuations.

Fee-based Advisory Accounts:

In fee-based advisory accounts, you pay your advisor a fee to assist you in managing your brokerage account, including *asset allocation, investment selection and ongoing portfolio management.

Separately Managed Accounts:

Separately managed accounts provide access to globally prominent money managers. Each manager selects the investments for a portion of your customized investment portfolio, which the manager actively manages on an ongoing basis.

Our broker dealer, Kestra Financial provides the necessary technology platforms, infrastructure and compliance support to Total Benefits Advisors as well as other independent financial advisors. We will work with you to incorporate your goals into a comprehensive financial plan that will help to serve as the guide for your investment and wealth management strategy. On an ongoing basis, we will review your plan with you to help ensure that we identify and incorporate your changing goals and objectives.

As an independent financial advisor, i am able to provide you with custom financial advise and a set of best-fit, investment solutions designed to help you achieve your goals and dreams. I’m not obligated to promote any particular products, proprietary offerings or make referrals for other services. That means you can feel confident knowing that the recommendations I provide to you are based on your unique needs.

However, independence doesn’t mean I’m alone. In fact, there’s a highly symbiotic relationship operating quietly, efficiently and seamlessly in the background that makes certain I can provide for all your financial needs — now and in the future.

*Asset Allocation does not guarantee against loss. It is a method used to help manage investment risk. 

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